Much is said about retirement plans at social and/or family gatherings. It’s sometimes an uncomfortable conversation considering the current context of the economy the last few years. Long time readers know what I think about 401Ks/IRAs — they don’t make sense no matter how ya look at ‘em. ‘Course, if you have one, or three, and can’t quite make yourself bail out, given the taxes and penalty you’d shoulder, I understand. It’s still the best thing for most folks to do — but I empathize with their thinking. Heck, I have clients with self-directed plans who I’ve helped invest in real estate. It’s my job to do the best I can with the cards my clients deal me.

I write on a couple other real estate related blogs, one of which I’m gonna link to tonight. There are a couple posts — one in which I directly address the issue of gutting your 401K/IRA. The other builds on that one, in the sense that I demonstrated that what I tell you and my clients to do, is the same thing I just told my own daughter and her new husband.

I encourage you to read those posts at your leisure — and in the order in which I linked them. Digest what was said, read any comments and replies, then come back here, if the spirit moves ya, and let me know your thoughts. After reading them you’ll know one thing for sure — I’m consistent.

Meanwhile, back at BawldGuy Ranch — gimme a call, will ya? For Heaven’s sake, where ya been? Let’s see what’s possible in your specific situation. Besides, I need a fix. Go ahead — enable me. 619 -889-7100 will do the job. Have a good one.