Comments on: Random Thoughts Real Estate Investors Have These Days http://bawldguy.com/random-thoughts-real-estate-investors-have-these-days/?utm_source=rss&utm_medium=rss&utm_campaign=random-thoughts-real-estate-investors-have-these-days Real Estate Investing Through Purposeful Planning Sun, 20 May 2012 02:11:14 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Joshua http://bawldguy.com/random-thoughts-real-estate-investors-have-these-days/#comment-3156 Joshua Fri, 10 Oct 2008 01:17:26 +0000 http://www.bawldguy.com/random-thoughts-real-estate-investors-have-these-days/#comment-3156 Wow, if I would have waited just a couple of minutes I could saved that 5 second of my life it took me to post just to get the answer. Crap, there went another 5 second. ;) Wow, if I would have waited just a couple of minutes I could saved that 5 second of my life it took me to post just to get the answer. Crap, there went another 5 second. ;)

]]> By: Robert Coté http://bawldguy.com/random-thoughts-real-estate-investors-have-these-days/#comment-3155 Robert Coté Thu, 09 Oct 2008 19:25:08 +0000 http://www.bawldguy.com/random-thoughts-real-estate-investors-have-these-days/#comment-3155 Now that we are all demographers... The problem isn't the 31% free and clear with 24% of the gross equity. It is the other end of the bell curve. The average tenure in the last few years shortened considerably. People who "bought" 2002-2007 didn't all upgrade. A great many "invested" in bigger/fancier houses than they needed. Without the chimera of appreciation they never would have levered up. Add in the HELOC minions and we've essentially bifurcated the ownership market. For those seeking cash flow the danger is in those with low cost basis. We are now finally getting back to those numbers. Will it get more favorable? Pure speculation. I do know that Bawldy hasn't been "wrong." All that remains is whether there are strategies that may eventually turn out to be "righter." Now that we are all demographers…

The problem isn’t the 31% free and clear with 24% of the gross equity. It is the other end of the bell curve. The average tenure in the last few years shortened considerably. People who “bought” 2002-2007 didn’t all upgrade. A great many “invested” in bigger/fancier houses than they needed. Without the chimera of appreciation they never would have levered up. Add in the HELOC minions and we’ve essentially bifurcated the ownership market. For those seeking cash flow the danger is in those with low cost basis. We are now finally getting back to those numbers. Will it get more favorable? Pure speculation. I do know that Bawldy hasn’t been “wrong.” All that remains is whether there are strategies that may eventually turn out to be “righter.”

]]> By: Joshua http://bawldguy.com/random-thoughts-real-estate-investors-have-these-days/#comment-3154 Joshua Thu, 09 Oct 2008 19:09:37 +0000 http://www.bawldguy.com/random-thoughts-real-estate-investors-have-these-days/#comment-3154 Waiting for the answer... ;) Waiting for the answer… ;)

]]> By: BawldGuy http://bawldguy.com/random-thoughts-real-estate-investors-have-these-days/#comment-3153 BawldGuy Thu, 09 Oct 2008 19:07:19 +0000 http://www.bawldguy.com/random-thoughts-real-estate-investors-have-these-days/#comment-3153 And the answer is......33%. Yep, roughly 1/3 of us own our homes free and clear. Wouldn't know it reading/listening to lamestream media. And the answer is……33%. Yep, roughly 1/3 of us own our homes free and clear. Wouldn’t know it reading/listening to lamestream media.

]]> By: Robert Coté http://bawldguy.com/random-thoughts-real-estate-investors-have-these-days/#comment-3152 Robert Coté Thu, 09 Oct 2008 18:34:25 +0000 http://www.bawldguy.com/random-thoughts-real-estate-investors-have-these-days/#comment-3152 Pie hole? Jeez, I wish I could have "pie." I will however, keep my whole grain, vegetable and fruit hole reluctantly buttoned. After the answer I'll tell you about when I was starting out by renting for me and landlording elsewhere. Pie hole? Jeez, I wish I could have “pie.” I will however, keep my whole grain, vegetable and fruit hole reluctantly buttoned.

After the answer I’ll tell you about when I was starting out by renting for me and landlording elsewhere.

]]> By: BawldGuy http://bawldguy.com/random-thoughts-real-estate-investors-have-these-days/#comment-3151 BawldGuy Thu, 09 Oct 2008 16:42:58 +0000 http://www.bawldguy.com/random-thoughts-real-estate-investors-have-these-days/#comment-3151 Thanks Brian -- let me disabuse you of the thought that most Americans are deeply in debt. Guess the percentage of family homes in the country owned debt free? I'll be back in a few minutes with the answer. Keep yer pie hole shut, Robert. :) Thanks Brian — let me disabuse you of the thought that most Americans are deeply in debt.

Guess the percentage of family homes in the country owned debt free?

I’ll be back in a few minutes with the answer.

Keep yer pie hole shut, Robert. :)

]]> By: Brian Tercero http://bawldguy.com/random-thoughts-real-estate-investors-have-these-days/#comment-3150 Brian Tercero Thu, 09 Oct 2008 16:38:21 +0000 http://www.bawldguy.com/random-thoughts-real-estate-investors-have-these-days/#comment-3150 Good stuff man! The trick here I think is being able to get liquid, and being able to use whatever capital you do have and re-invest it in the real estate market. There are so many desperate people needing an out, the deals are everywhere! The problem is that most Americans are so deep in debt, and most of their capital is tied up in their homes and are not in the position to be able to take advantage of the circumstances. Unfortunately, I think this perfect storm is going to produce yet another case where the rich get richer and the poor get poorer. If I had $100K free and clear in the bank, I would be taking your advice, and shopping for short sales, REOS and foreclosures. Good stuff man! The trick here I think is being able to get liquid, and being able to use whatever capital you do have and re-invest it in the real estate market. There are so many desperate people needing an out, the deals are everywhere!

The problem is that most Americans are so deep in debt, and most of their capital is tied up in their homes and are not in the position to be able to take advantage of the circumstances.

Unfortunately, I think this perfect storm is going to produce yet another case where the rich get richer and the poor get poorer. If I had $100K free and clear in the bank, I would be taking your advice, and shopping for short sales, REOS and foreclosures.

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